Family Selection Criteria – Ability to Pay

Ability to Pay

Since you will actually be buying your home from Habitat, you must demonstrate your ability to pay the monthly mortgage payment. This payment will include not only the mortgage payment, but the payment for real estate taxes and insurance. We will help you determine if this payment will jeopardize your ability to meet all your family financial obligations and expenses. We can also help you if you need to develop a budget to determine your eligibility.