Raintree Habitat for Humanity, located in New Castle, Indiana, is the Henry County affiliate of Habitat for Humanity International, a nonprofit, ecumenical Christian housing organization. Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. The houses are then sold to those in need at no profit and with no interest charged.
Raintree Habitat for Humanity’s mission is to eliminate poverty housing by building simple, decent, affordable homes in partnership with qualifying families. Habitat homeowners pay interest-free, no-profit mortgages, which are used to build more Habitat houses. Because houses are principally built with volunteer labor, mortgage payments are affordable for low-income partners.
Habitat qualifying families, or partner families, are selected based on their need for housing, ability to repay the no-interest mortgage and willingness to partner with Habitat by earning 500 hours of “sweat equity” or volunteer time.